Articles
Methodology, regional deep-dives, and how to read hail risk data.
Hail size matters more than frequency alone because damage potential increases sharply as stones get larger. Frequent small hail and rarer large hail create different roof, vehicle, and equipment risk profiles.
Hail reports can undercount rural risk because fewer people, vehicles, and structures are present to observe and report storms. Radar signatures and modeling help compare rural areas where raw report density understates exposure.
The Hail Belt is the central U.S. region where severe thunderstorm ingredients often support large hail. The pattern is strongest across parts of the High Plains and nearby states, although local risk still depends on storm tracks and reporting density.
A hail risk score summarizes long-run local hail exposure on a 0 to 10 scale. Read it with modeled stone size, report frequency, confidence, and roof vulnerability because a few severe hail events can matter more than many small events.
Hail risk becomes property-specific when the local hazard meets the roof. Roof age, material, condition, slope, impact resistance, skylights, and exposed equipment can change expected damage even where the local hail score is similar.
The scores on this site show the representative hail layer for a local area. Enter a street address to add building age, construction type, roof details, occupancy, surroundings, and property-level context.
Free results for any US street address.