Focused on Hail belt + High Plains (TX, OK, KS, NE, CO, WY, SD, ND, MO)

Hail risk data.
For any US location.

Every score is computed from decades of public records using physics-based probability modeling, scored at neighborhood resolution. Finer than the county-level averages most public data provides, with the same data layer used by insurance and risk management professionals.

No signup required for the basic score. Instant results.

238 locations indexed 7 perils covered Data vintage 2024
Highest-risk location indexed

Kearney, NE

A live look at the data driving every PerilScore.

Hail risk score
8.3 / 10
High risk
Confidence 75%
Snapshot 2026-06-17
Computed from decades of public weather data using physics-based probability modeling.
2 in annual
30.2%
2.75 in annual
3.5%
1-in-100 size
4.6 in
Roof damage
100.0%

Methodology

Public data. Real science. No black boxes.

Every score is computed from decades of public weather records using physics-based probability modeling. It's the same approach used by insurance and risk management professionals.

Decades of public weather data

Hurricane tracks, storm intensities, fire perimeters, hail reports, all drawn from public scientific archives. We don't use proprietary data. You can audit every input.

Physics-based probability modeling

Scores reflect how the actual peril behaves: wind fields, fire spread, ground shaking, and storm tracks. The model keeps the physics visible instead of flattening every place into a broad average.

Used by professionals

The same PerilScore data layer is used by insurance and risk management professionals. We publish it here so anyone can find authoritative risk numbers for their location.

Real data from the PerilScore model

Representative local scores backed by public data.

Every score published on this site is computed from decades of public weather data using physics-based probability modeling. It’s the same approach used by insurance and risk management professionals.

We publish it here so that anyone searching for risk in a specific ZIP, city, or county can find authoritative, citable numbers.

Frequently asked questions

Where does the hail risk score come from?
Every score is computed from decades of public weather data (hail reports, radar-derived hail signatures, and storm tracks) using physics-based probability modeling.
Why is hail risk so concentrated geographically?
Hail forms under specific atmospheric conditions that strongly favor the Hail Belt (TX-KS-NE-CO) and High Plains. The scores reflect that physical reality.
Does this account for stone size?
Yes. The model factors maximum recorded hail size, frequency, and recent trend, not just whether hail occurred.

Want the full picture for a specific property?

The scores on this site show the representative hail layer for a local area. Enter a street address to add building age, construction type, roof details, occupancy, surroundings, and property-level context.

Free results for any US street address.